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Liiska qiimayaasha canshuurta shirkadaha Wadan ahaan Yurub
Hordhac
Heerarka canshuurta shirkadu si aad ah ayey u kala duwan yihiin wadan ka wadan Yurub ah. Markaa shirkaduhu waa inay ogaadaan heerka cashuuraha ee waddan kasta oo ay ka hawlgalaan si ay u qorsheeyaan istiraatijiyad cashuureed. Maqaalkan, waxaynu ku eegi doonaa heerka cashuuraha shirkadaha waddan kasta oo Yurub ah, iyo sidoo kale faa'iidooyinka iyo khasaarooyinka nidaam kasta oo cashuureed.
Qiimaha canshuurta shirkadaha ee Yurub
Heerarka canshuurta shirkadaha ee Yurub si aad ah ayey u kala duwan yihiin wadan ka wadan. Waddamada Waqooyiga Yurub waxay u badan yihiin inay leeyihiin canshuur sare, halka waddammada Bariga Yurub ay leeyihiin canshuur yar. Halkan waxaa ah liiska qiimaha canshuurta shirkadaha ee qaar ka mid ah wadamada Yurub:
- Faransiiska: 28%
- Jarmalka: 30%
- Talyaaniga: 24%
- Isbaanish: 25%
- Boqortooyada Ingiriiska: 19%
- Switzerland: 8.5%
- Ireland: 12.5%
- Netherlands: 25%
- Belgium: 25%
- Awstaria: 25%
- Finland: 20%
- Norway: 22%
- Iswiidhan: 21.4%
- Denmark: 22%
- Poland: 19%
- Czech Republic: 19%
- Hungary: 9%
- Lithuania: 15%
- Latfiya: 15%
- Estonia: 15%
Faa'iidooyinka iyo khasaarooyinka nidaamyada canshuuraha kala duwan
Nidaam kasta oo canshuureed wuxuu leeyahay faa'iidooyin iyo khasaare. Waddamada heerka cashuureedkoodu sarreeyo waxay inta badan leeyihiin habab samafal oo horumarsan, halka waddammada cashuurta hoose ay leeyihiin dhaqaalahoodu firfircoon yahay. Halkan waxaa ah dulmar ku saabsan faa'iidooyinka iyo khasaarooyinka nidaamyada canshuuraha kala duwan ee Yurub:
Wadamada leh heerka canshuurta sare
Waddamada leh cashuurta sare waxay inta badan leeyihiin habab samafal oo horumarsan. Tani waxay ka dhigan tahay in shaqaaluhu ay heli karaan daryeel caafimaad oo bilaash ah ama qiimo jaban, fasaxyo mushahar leh iyo hawlgab deeqsinimo leh. Ganacsiyadu sidoo kale waxay heli karaan faa'iidooyinkan, maadaama shaqaalaha caafimaadka qaba, si fiican u nastay ay yihiin kuwo waxtar badan.
Si kastaba ha ahaatee, heerka sare ee canshuurta ayaa sidoo kale ka niyad jabin kara shirkadaha inay maalgashadaan dalalkan. Ganacsiyadu waxay eegi karaan wadamada leh cashuurta hoose si ay u yareeyaan kharashaadka una kordhiyaan faa'iidada. Heerarka canshuurta sare waxay sidoo kale ka niyad jabin kartaa ganacsatada inay abuuraan ganacsiyo cusub, sababtoo ah waxaa laga yaabaa inay la kulmaan kharashyo canshuureed oo sarreeya goor hore.
Wadamada leh heerka canshuurta hoose
Wadamada leh heerka canshuurta hooseeya waxay inta badan leeyihiin dhaqaalahooda firfircoon. Shirkaduhu si fudud ayay u maalgashan karaan wadamadan, maadaama kharashka cashuurtu uu yar yahay. Ganacsatada ayaa sidoo kale lagu dhiirigelin karaa inay abuuraan ganacsiyo cusub, maadaama kharashka canshuuruhu uu yar yahay.
Si kastaba ha ahaatee, wadamada leh cashuurta hoose waxay sidoo kale yeelan karaan habab daryeel oo hooseeya. Tani waxay ka dhigan tahay in shaqaaluhu ay heli karaan daryeel caafimaad oo yar, fasax mushahar leh iyo hawlgabka hawlgabka. Shirkaduhu waxa kale oo laga yaabaa inay la kulmaan kharashyo badan si ay faa'iidooyinkan u siiyaan shaqaalahooda.
Saamaynta ganacsiga
Shirkaduhu waa inay ogaadaan heerka canshuurta ee waddan kasta oo ay ka shaqeeyaan. Heerarka canshuurtu waxay saameyn weyn ku yeelan karaan faa'iidada ganacsiga. Sidoo kale ganacsatadu waa in ay ka digtoonaadaan faa'iidooyinka iyo khasaarooyinka nidaamyada cashuuraha kala duwan.
Ganacsiyadu waxay sidoo kale ka faa'iideysan karaan qorsheynta canshuurta. Qorshaynta cashuurtu waa isticmaalka sharciyada cashuuraha si loo dhimo kharashaadka cashuuraha ee ganacsiga. Shirkaduhu waxay isticmaali karaan xeelado ay ka mid yihiin inay hawlahooda ka helaan waddammada ay cashuurtu ka hooseeyso ama ay shirkado ka samaystaan dalalka leh nidaamka cashuureed ee wanaagsan.
Si kastaba ha ahaatee, ganacsiyadu waa inay ogaadaan khataraha la xidhiidha qorshaynta cashuurta gardarrada ah. Dawladuhu waxay u tixgelin karaan xeeladaha cashuuraha qaarkood inay yihiin cashuur lunsi waxayna ku soo rogaan ganaaxyo ama ganaaxyo shirkadda.
Ugu Dambeyn
Heerarka canshuurta shirkadu si aad ah ayey u kala duwan yihiin wadan ka wadan Yurub ah. Ganacsatadu waxay u baahan yihiin inay ogaadaan heerka cashuuraha ee waddan kasta oo ay ka hawlgalaan si ay u qorsheeyaan istiraatijiyadda cashuuraha. Waa in sidoo kale la tixgeliyo faa'iidooyinka iyo khasaarooyinka hababka canshuuraha ee kala duwan. Ganacsiyadu waxay ka faa'iidaysan karaan qorshaynta cashuurta, laakiin waa inay ogaadaan khataraha la xidhiidha qorshaynta cashuurta gardarrada ah.
